Any information you provide us through our website is 100-percent secure and private. We don’t share client info with anyone, except with your explicit permission. We ask because providing your information to mortgage lenders can help your chances of being approved for a home loan with the lowest interest rate possible. In turn, those mortgage lenders are bound by federal law to keep your information secure, as well.
What kind of information will we need in your mortgage application?


The below documentation is requested to provide you with a prequalification letter so that you may shop for a home and submit offers.


  • Names and addresses of each employer for the last 2 years.

  • W-2s for the last year.

  • Statements for each bank, mutual fund, and/or investment account for the last two months – all pages.  

  • 30 day pay stubs.

If you own more than 25% of a business:

  • Corporate or partnership tax returns for the last 2 years.

If self-employed:

  • Tax returns for the last 2 years (with schedules).

  • Year-to-Date Profit/ Loss Statement and Balance sheet.

If you own rental property:

  • Tax returns for the last two years. If you purchased an investment property since the last tax return was filed will need copy of closing disclosure and lease agreement.

If you are retired:

  • Pension Award Letter.

If you receive Social Security:

  • Social Security Award Letter.

If you are counting child support as income:

  • Copy of divorce settlement – all pages.

  • Copy of twelve months of cancelled child support checks.


Explanation of credit report anomalies, including:

  • Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.

  • Bankruptcy filed within last seven years (will need a copy of your bankruptcy papers – all pages).


  • Copy of DD 214 if separated from the military, Statement of Record if still in military.


  • Photo ID.

  • Residence addresses for the past two years.

  • If applicable, a copy of your divorce decree.

  • If you are not a citizen, a copy of the front and back of your green card.